Car Insurance and Credit Cards One in the Same

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Have you found your car insurance, home owners insurance or renters insurance going up?

Even though you may have the best driving record in the world or have never had to use your home/renter insurance, your insurance may keep going up and up. Not just because of others and their claims do to bad storms and etc.

BUT, yes a big but, but because of your unsecured debt, you know like credit cards. Isn't that a crock!!!

That is what our insurance did. It went up 3 times in a 7 month period and so I began to research and make phone calls like you wouldn't believe and finally when it all came down to it, it was our unsecured debt.

Now mind you we hadn't been using our credit cards in several months and had been paying on our credit cards and never late, but because our insurance Co. kept doing reevaluations our insurance kept increasing.

So I was livid, I asked how the hell does my unsecured debt or my debt to credit ratio have anything in the world to do with how I drive or how good of a driver I am. Well they couldn't really explain it, couldn't give me a real answer, just that a lot of insurance companies are doing it, Well what kind of Chicken ...... answer is that? And who the hell is allowing insurance companies do to this???????????????

By the way NOT ALL INSURANCE COMPANIES ARE DOING IT ! So we switched our insurance company from one we had for years to a new one. Exactly the same plan for everything ( I compared line for line) and are saving close to $20.00 a month, yes this is very true. Which is a huge savings when it comes to insurance.

Call around and don't be afraid to ask insurance companies what they put more importance on, how do they come up with their quote and that you want a quote with no hidden fees or charges.
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